Chenango Brokers is an insurance wholesaler operating in 20 states providing standard and preferred personal and commercial products; in addition, it’s surplus lines affiliate, Chenango Excess & Surplus, Inc., writes non-admitted lines in select states.

Chenango operates as a hybrid of a wholesaler and an aggregator, providing typical brokerage placement, as well as some direct-access products where the retail agency can be sub-coded with rating and binding at the agency level. Unlike most aggregators, Chenango does not charge a sign up fee or ongoing monthly fee to access its products, AND the retail agency owns the business it writes.

In commercial lines, Chenango writes BOP, CPP, Workers Comp, Commercial Auto, General Liability, Garage and more. They offer online commercial lines rating with select carriers with optional sub-coding and binding authority.

Personal lines coverages are offered in select states and coverages offered include personal auto, homeowners, secondary homes, rental properties, umbrellas, in-home business, and personal auto.

Submissions with fully completed apps will have quotes returned in as little as 36 minutes. The new business underwriting team is available M-F 8:30 AM to 5:00 PM EST and all team members are cross trained in PL and CL. Brokerage agreements are required to bind coverage, commission schedule as available as well.