Pearl Holding Group is a managing general agent that has been operating in the state of Florida since 1991. Pearl Holding Group represents Ocean Harbor Casualty Insurance Company and Equity Insurance CompanyBoth companies solely specialize in personal auto insurance with basic limits providing you with the most value for your insurance dollar.Our Company has consistently delivered both customers and agents outstanding quality and service. Our Underwriting and Claims Departments are efficiently managed to ensure competitive insurance rates for our valued customers. We are committed to giving you excellent customer service and expedient processing.